Before you buy, check the details.

Use this checklist alongside the actual documents and a conversation with your insurance professional.

How to use this

Check an item when you have an answer you understand. Completing the list does not establish that a policy is suitable or that a claim is covered.

Before you accept the quote

I used the same accurate business description for each quote.I checked the legal business name and activities insured.I obtained the schedule, full wording and endorsements.I compared the limit and any relevant sublimits.I asked how defence costs affect the limit.I understand the deductible, retention or excess.I checked relevant exclusions against my services.I asked about overseas clients and jurisdiction.I reviewed prior-work and reporting conditions.I compared the full price, fees and instalment costs.I checked client contract requirements with the right adviser.I saved the claims contact and final written answers.

0 of 12 items checked.

Keep a comparison note

For each quote, separately record the insurer, document version, date and remaining questions. Do not enter confidential or personal information on this site. Your checkmarks are temporary and disappear when you leave or reload the page.

Read how to compare quotes beyond price for the full method.

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