UK · Liability basics
Professional indemnity vs public liability for freelancers
The names sound similar. The exposures they address are different.
UK insurance
Insurance guides for UK freelancers
Explore cover for your professional work, client visits and digital operations, with UK terminology and sources.
Where to begin
Start with professional indemnity vs public liability, then review your client contract. Consider separate questions about employing people and cross-border work.
UK · Client contracts
A UK freelancer’s insurance check before a new contract
Before accepting the next project, make sure the insurance conversation describes the work you are actually agreeing to do.
UK · Cyber insurance
Cyber insurance for digital agencies: questions before you buy
Build the discussion around your access to client systems, not simply the number of laptops in your office.
UK · Before you buy
How to check an insurance firm using FCA resources
A familiar logo or convincing email is not enough to establish who you are dealing with.
Prepare before you buy
US & UK · Buying guides
Compare business insurance quotes beyond the price
Two quotes can look similar on the first page and answer very different questions in the wording.
US & UK · Policy wording
Claims-made policies: questions to ask before switching
The date you performed the work is only one date to discuss when reviewing a claims-made policy.
US & UK · Agency guides
Build an insurance brief for your digital agency
A useful brief explains what your agency does, what it can access and what its contracts promise.